Address: 701 N. Green Valley Pkwy., #125 Henderson, NV 89074
Stats They Lend In: Nevada
Let’s face it, the financial world as we have historically known it – has changed! When the housing bubble burst and the Great Recession hit – it left millions of Americans with no choice but to walk away from their homes. And for some, to declare bankruptcy. These credit blemishes prevent you from obtaining traditional financing for years.
Premier Mortgage Lending is your choice if you’re looking for a 2nd chance at homeownership. We believe there are literally thousands of Las Vegans who deserve the opportunity of owning homes of their own – but just can’t meet the rigid qualifying standards of traditional lenders.
Premier Mortgage Lending provides Private Money Financing Choices for those who have lost a home to short sale or foreclosure – but choose not to rent. Our loan programs require a minimum of a 20% down payment and rates & fees on these programs are higher than for a traditional home loan. But we provide long-term financing at competitive rates, without predatory loan features, and all of our loans have no Pre-Payment Penalty. So you can refinance as soon as you qualify for a traditional loan! We have helped hundreds of Las Vegans to purchase homes after experiencing financial or credit problems. We make loans to credit-worthy borrowers, and help them get back on the path to financial freedom. We believe that homeownership is a key element in the accumulation of wealth – we’ve got to get people back into homes of their own again. Let us help you!!
- 20% minimum down payment for Portfolio loan products
- 25% minimum down payment for Private Money loan products
- Loan program options include:
- 30-year fully amortized fixed-rate
- 30-year amortized with 7-year balloon
- Loan to value based on lower of sales price or appraised value
- No prepayment penalty - refinance when you can
- Minimum loan amount - $50,000.00
- Full documentation loans ONLY
- Qualifying ratio of 43% exceeded only with compensating factors
- Foreclosure and short sales acceptable ONE DAY AFTER transfer of ownership
- Quick and efficient pre-qualification process
Visit www.AnotherChanceNevada.com to learn more about your Private Money Financing choices.
PRIVATE LENDING DIVISION
Premier Mortgage Lending is the place for borrowers who need “Another Chance”...when the banks say no. With our access to both private money and institutional portfolio lending, we are able to help you to secure financing even with a recent history of foreclosure or short sale. And we are able to loan on properties that do not qualify for traditional loans. We have several loan programs, and we are confident that we have a loan program that will suit your needs and get you on the road to recovery.
When you’re getting a home loan, there are really only two things that matter – service and price. With respect to home mortgages, getting a good “price” means that you get the lowest interest rate possible while paying the least amount of loan fees. At Premier Mortgage Lending we pride ourselves on delivering our borrowers aggressively low rates while charging No Fees! Because we operate with less expense than the “big bankers” we pass the savings on to you, the borrower. And we do it while providing unsurpassed service.
Premier Mortgage Lending has working relationships with numerous banks and other lenders, so we can provide our customers with access to hundreds of options in financing their home. Our business model allows us to provide you with the most efficient and cost-effective method of obtaining a mortgage that will fit your financial goals and circumstance.
We provide the full menu of traditional loan products. FHA, VA, Conforming Conventional loans, Jumbo loans, loans with less down payment required, loans for Low-FICO borrowers – Premier Mortgage Lending has all of these loan products available to our customers.