North Coast Financial Inc

Phone: 760-722-2991

Address: 2424 Vista Way #202
Oceanside, CA 92054

Website: http://www.northcoastfinancialinc.com/

Email: don@northcoastfinancialinc.com

States They Lend In: California

 

Fix and Flip Loans – Hard Money Rehab Loans

 

North Coast Financial is one of the top fix and flip loan lenders (hard money rehab loans) in California with over 35 years of experience. Offering quick approval and funding, very competitive rates and professional service, North Coast Financial have proven to be reliable fix and flip lenders and earned many satisfied repeat customers.

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Fix and Flip Program 1

 

Loan Application Approval Timeline: Same day approval available

Time to Fund Loan: As few as 3-5 days if needed

Property Types: Single family, multi-family, commercial, industrial

Loan Amounts: $30,000 – $2 Million+

Loan Terms: 6 to 12 months with longer terms available

Lien Position: 1sts & 2nds

Loan to Value (LTV): (in most situations) and no hidden junk fees

 

 

Experienced Fix and Flipper Loan Program

 

Real estate investors with experience on at least 3 successful fix and flip projects may qualify for financing up to 80% LTV of the purchase price of the property as well as financing for 100% of the rehab costs. Contact North Coast Financial now for additional information on this program.

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Investment Property Loans Program

 

Loan Application Approval Timeline: Same day approval available

Time to Fund Loan: As few as 3-5 days if needed

Property Types: Single family, multi-family, commercial, industrial

Loan Amounts: $30,000 – $2 Million+

Loan Terms: 6 to 36 months with longer terms available

Lien Position: 1sts & 2nds

Loan to Value (LTV): Up to 75% of current value of property

Fees: No appraisal fees (in most situations) and no hidden junk fees

 

Bridge Loan Program

 

Loan Application Approval Timeline: Same day approval available

Time to Fund Loan: As few as 3-5 days if needed

Property Types: Single family, multi-family, commercial, industrial, land

Loan Amounts: $30,000 – $2 Million+

Loan Terms: 1 to 11 months

Lien Position: 1sts, 2nds

Loan to Value (LTV): Up to 75% of current value of property

Fees: No appraisal fees (in most situations) and no hidden junk fees

 

Hard Money Purchase Loan Program

 

Loan Application Approval Timeline: Same day approval available

Time to Fund Loan: As few as 3-5 days if needed

Property Types: Single family, multi-family, commercial, industrial

Loan Amounts: $30,000 – $2 Million+

Loan Terms: Up to 5 year terms available

Lien Position: 1st

Loan to Value (LTV): Up to 75% of current value of property

Fees: No appraisal fees (in most situations) and no hidden junk fees

 

Hard Money Construction Loan Program

 

Loan Application Approval Timeline: Same day approval available

Time to Fund Loan: 1-2 weeks if needed

Property Types: Single family, multi-family, commercial, industrial

Loan Amounts: $30,000 – $2 Million+

Loan Terms: 6 to 36 months with longer terms available

Lien Position: 1st

Loan to Cost (LTC): Up to 65% of total cost (property + construction costs)

Fees: No appraisal fees (in most situations) and no hidden junk fees

Commercial Hard Money Loan Program

 

Loan Application Approval Timeline: Same day approval available

Time to Fund Loan: As few as 1-2 weeks

Property Types: Retail, industrial, office buildings, healthcare, hotels, multifamily, special purpose

Loan Amounts: $30,000 – $5 Million+

Loan Terms: 1 to 5 Years

Lien Position: 1sts, 2nds

Loan to Value (LTV): Up to 60% of current value of property

Fees: No appraisal fees (in most situations) and no hidden junk fees