Mission Federal Credit Union

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Phone: 858.546.2039

Address: P.O. Box 919023
San Diego, CA 92191

Website: https://www.missionfed.com/

States They Lend In: CA


Program Options


  • Competitive fixed and adjustable rates (ARMs)
  • Low Down Payments
  • Purchase loans
  • Refinance and cash out loans
  • Jumbo loan amounts up to $2.5 million; LTV up to 95%
  • Terms up to 30 years available
  • First-time homebuyer programs
  • Investment properties up to four units


Home Loans


Product                                     Rate                Points                   APR

30 Year Fixed                              4.250%             0.000%                  4.343%
30 Year Fixed Jumbo                4.000%             0.000%                  4.045%
5/5 ARM                                      2.875%              0.000%                  3.404%
3/1 ARM                                      2.625%              0.000%                  3.442%
7/1 ARM                                      3.250%              0.000%                  3.494%


Commercial Real Estate Lending


Rates as low as 3.625%* for a 5/1 Multi-family Property Loan

Mission Fed provides financing for the purchase or refinance of Multi-family and Commercial properties located in Southern California: San Diego, Orange County, Riverside, Los Angeles and San Bernardino Counties. Your success is our bottom line, so whether you are a commercial loan broker or a direct borrower who is interested in an income property loan, Mission Fed is here to assist you. Count on us for competitive rates and outstanding service—find a Commercial Real Estate Loan with Mission Fed.

Loans for Multi-family (5+ Units) properties are available from $300,000 to $10,000,000 to 75% LTV

Commercial Real Estate Loans are available from $500,000 to $10,000,000 to 75% LTV


Our financing features:
Competitive interest rates and fees
No-points options
60-day rate lock
Local underwriting and loan servicing
No prepayment penalty
Wholesale pricing available for loan brokers
and financial institutions


Our loans are available for these property types:


  • Apartments (5 units and up)
  • Industrial Buildings
  • Retail Buildings
  • Office Buildings

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