Phone: 888 543 4410
Address: 1444 Biscayne Blvd STE 314 Miami, FL 33132
Website: http://marquesdirect.com
States They Lend In: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
Specializing in Residential & Commercial properties
•Stated Income
•No income Documentation
•No Business Financials
•No tax Returns
•No W2’s
•No paystubs
•No 4506T
•No DTI Ratios
•No Loan Committee
Key Features
Term: Interest only | Fully Amortized up to 30 years | Up to 90% LTV | Construction | Rehab | Fix & Flip Acquisition | Refinance Cash Out | Blanket Financing No DSCR | No leases required on SFR | Condos | Townhouses
Multi Family and Mixed Use
PROGRAM GUIDELINES
Property Types: Multifamily, Mixed Use, Office, Retail, Light Industrial, Mobile Home Parks, Self Storage, SFR Pools
Lending Area: Nationwide (except Alaska, North Dakota and South Dakota)
Loan Amounts: $75,000 – $5,000,000
Loan Term: 3, 5, 7, 8, 10 years fixed
Amortization: 30 Years
Minimum: DSCR 1.20
Maximum: LTV Up to 75% / CLTV up to 80%
Fixed Rates: 6.00% – 9.90%, then float
Better Credit Score Rate Discount Available
Better Market Area Rate Discount Available
Index 6 month LIBOR/ WSJ PRIME (after fixed period)
Margin: 4.00% (after fixed period)
Rate Caps: 1.00% initial, 1.00% per 6 months, 6.00% lifetime
Floor Initial Rate
Occupancy: Investor and Owner-Occupied (O/O not for 1-4 SFR Pools)
Minimum Credit Score: Generally 620
Personal Recourse Required for 25% or greater ownership
Loan Cost: 4-5% of loan amount (total closing costs)
Rate Buydown Available
RESIDENTIAL 1-4 UNITS
No tax returns, no business or personal financials required. That’s why Marques Commercial Capital offers our Streamline Program for all of our property types. This is especially helpful for active investors.
No Tax Returns required for Borrower or Guarantor(s) – (Investor Properties Only)
•Owner Occupied properties need tax returns for business only
•3 mos. Bank Statements to support liquidity and rent collection
Additional Items Needed:
•Loan Application
•Credit Report
PROGRAM GUIDELINES
Property Types: SFR, Condo, Townhouse, 2-4 Units
Lending Area: Nationwide
Loan Amounts: 50,000- 6,000,000
Loan Term: 3, 5, 7, 8, 10, 20, 30 Years
Amortization: up to 30 Years
DCSR: No Minimum
Maximum LTV: up to 90%
Fixed Rates: 6.00- 8.99%
Occupancy: Investor and Owner Occupied
Loan Cost: 4-5% of the loan amount (total closing costs)
COMMERCIAL PROPERTIES
A successful company operates on core beliefs. At our core, Marques Commercial Capital believes that property owners and investors are underserved by narrow and inflexible banking guidelines and we’re here to change that. We see loans in full color. We understand that every loan has a unique story and we’re ready to listen to the needs and issues of every borrower.
PROGRAM GUIDELINES
Property Types: Multifamily, Mixed Use, Office, Retail, Light Industrial, Mobile Home Parks, Self Storage, SFR Pools
Lending Area Nationwide: (except Alaska, North Dakota and South Dakota)
Loan Amounts: $75,000 – $5,000,000
Loan Term: 3, 5, 7, 8, 10 years fixed
Amortization: 30 Years
Minimum: DSCR 1.20
Maximum: LTV Up to 75% / CLTV up to 80%
Fixed Rates: 6.00% – 9.90%, then float
Better Credit Score Rate Discount Available
Better Market Area Rate Discount Available
Index 6 month LIBOR/ WSJ PRIME (after fixed period)
Margin: 4.00% (after fixed period)
Rate Caps: 1.00% initial, 1.00% per 6 months, 6.00% lifetime
Floor Initial Rate
Occupancy: Investor and Owner-Occupied (O/O not for 1-4 SFR Pools)
Minimum Credit Score: Generally 620
Personal Recourse: Required for 25% or greater ownership
Loan Cost: 4-5% of loan amount (total closing costs)
Rate Buydown Available
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