Maggio Capital

Phone: 855.517.4219

Address:  12526 High Bluff Drive, Suite #300 San Diego, CA 92130

Website: https://maggiocapital.com

Email:  info@maggiocapital.com

States They Lend In: California

 

EQUITY-BASED LOAN APPROVALS

 

•NO FICO Score Requirements
•NO Tax Returns
•NO Debt-to-Income Ratio Requirements
•NO Debt Service Coverage Ratio Requirements
•NO Financials
•NO Red Tape
•NO Bait and Switch

•Self Employed Borrowers
•Stated Income Loans
•Recent Foreclosure or Short Sale
•Individuals, Trusts, Foreign Nationals, Entities
•1st & 2nd Mortgages
•Business Purpose and Commercial Use Only
•Gift Funds / No Seasoning Requirements

 

We offer equity-based loans to borrowers who can’t qualify for a bank loan or who simply need capital quickly. All loans are secured by owner-occupied & non-owner occupied residential and commercial properties located in California only.

Residential: Single Family Residences, Multi-Family 2-4 Units, Condos, Townhomes
Commercial: Multi-Family 5+ Units / Apartment Buildings, Office, Retail, Industrial, Mixed-Use

 

 

TYPE OF LOANS

 

•Purchase, Refinance, Cash-Out Equity
•Residential & Commercial
•Investment Property Purchases

•Rehab Fix & Flip Loans
•Owner-Occupied SFR Cash-Out Business Purpose
•Investment Property Refinances

 

GENERAL TERMS & CONDITIONS

 

•1st & 2nd Trust Deeds
•Purchase, Refinance, Cash Out
•Up to 75% LTV Purchases
•Up to 70% Refinances
•Stated Income / Stated Asset
•Monthly Interest-Only Payments with Balloon
•1 to 3 year term
•Points: From 1.95% ($3,495 minimum)
•2nd TD – Up to 65% CLTV

•Residential & Commercial
•Fast & Flexible Solutions
•$50,000 to $3,000,000+
•Equity-Based Loans
•Any Credit OK
•Very Competitive Hard Money Rates
•Business Purpose & Commercial Use Only
•7 to 10 Day Close
•Major Metro Markets

 

LOANS WE CAN’T MAKE

 

•Land, Lot or Development
•100% Financing
•Auto Loans
•Churches
•Unsecured, Personal, Student, Payday
•Consumer Purpose
•Owner-Occupied SFR Purchases

•Rural Properties
•Construction
•Properties Outside of California
•Gas Stations
•Mobile & Manufactured Homes
•Automotive Properties
•Gap Financing

 

Maggio Capital engages in the origination, underwriting and funding of short-term, private or hard money real estate loans. All loans are funded by private investors seeking an attractive rate of return with monthly payments. Loans are secured by residential and commercial properties located in California only. Loan documentation is prepared by our real estate attorney and loans are serviced by a licensed and nationally recognized loan servicing company. Maggio Capital, Inc., is licensed by the California Bureau of Real Estate, Broker #01883341. We are an accredited business with the Better Business Bureau with an “A+” rating and we will consider new trust deed investors on a case-by-case basis