Phone: (323)-225-3800
Website: http://equityfunding.weebly.com/index.html
Email: Judithkrug@gmail.com
States They Lend In: California
California's Private Mortgage Broker
Based in Los Angeles, Judith Krug is a broker and CEO of Equity Funding Source, Inc. This California mortgage brokerage specializes in private money equity loan sources. She has helped countless buyers and home owners set up non-conforming equity based loans funded by private investors.
Call or email any time for expert counseling and expediting mortgages, private money, hard money loans, investor loans, and home equity credit lines.
Our goal at Equity Funding Source Inc. is to provide 100% Quality Loans. Our loans are not limited to Real Estate based loans. We provide Hard Money loans, Bridge loans, Home Equity Credit Lines,Single Family Residence, and Swing loans.
We specialize in Commercial based loans assisting: Private Individuals, Mortgage Companies, and SBA lenders
Hard Money Loan-To-Value* General Guidelines
Property Type Purchase or Rate/Term Refinance
Southern CA Purchase or Rate/Term Refinance
Northern CA Cash-Out Refinance
Southern CA Cash-Out Refinance
Northern CA Other States ** Purch or Refi Owner-occupied residential 1-4 unit SFR, condo, townhome
(metro - urban areas)
Reduced LTV for manufactured homes on owned land -- no rural
Loans based on:
"As-Is" value only
Up to 65% 1st TD
Up to 60% CLTV 2nd or 55% 3rd TD
Minimum loan amount of $100,000
NO HARD MONEY REHAB LOANS.
Up to 65% 1st TD
Up to 60% CLTV 2nd or 55% 3rd TD
Minimum loan amount of $100,000
NO HARD MONEY REHAB LOANS.
Up to 65% 1st TD
Up to 60% CLTV 2nd or 55% 3rd TD
Minimum loan amount of $100,000
NO HARD MONEY REHAB LOANS.
Up to 65% 1st TD
Up to 60% CLTV 2nd or 55% 3rd TD
Minimum loan amount of $100,000
NO HARD MONEY REHAB LOANS.
Other states:
Not Available Non-Owner-Occupied (investment or 2nd home) residential SFR, condo, TH
(metro - urban areas)
Reduced LTV for manufactured homes on owned land -- no rural
Loans based on
"As-Is" value only
Up to 65% 1st TD
Up to 60% CLTV 2nd
Minimum loan amount of $75,000
NO RESIDENTIAL INVESTOR REHAB LOANS
Up to 65% 1st TD
Up to 60% CLTV 2nd
Minimum loan amount of $75,000
NO RESIDENTIAL INVESTOR REHAB LOANS Up to 65% 1st TD
Up to 60% CLTV 2nd
Minimum loan amount of $75,000
NO RESIDENTIAL INVESTOR REHAB LOANS Up to 65% 1st TD
Up to 60% CLTV 2nd
Minimum loan amount of $75,000
NO RESIDENTIAL INVESTOR REHAB LOANS
Other states:
Not Available
Commercial Income
5+ unit apartments
Office, Retail, other income-producing commercial
1st, 2nd, 3rd TDs
Up to 65% 1st TD
Up to 60% CLTV 2nd or 55% 3rd TD
Commercial Rehabs OK!
Minimum loan amount of $100,000
Up to 65% 1st TD
Up to 60% CLTV 2nd or 55% 3rd TD
Commercial Rehabs OK!
Minimum loan amount of $100,000
Up to 65% 1st TD
Up to 60% CLTV 2nd or 55% 3rd TD
Commercial Rehabs OK!
Minimum loan amount of $100,000
Up to 65% 1st TD
Up to 60% CLTV 2nd or 55% 3rd TD
Commercial Rehabs OK!
Minimum loan amount of $100,000
Other states: minimum loan of $250,000 Commercial Non-Income
Industrial Manufacturing
Warehouse
Up to 60% Up to 60% Up to 60% ** Up to 60% ** Other states: minimum loan of $250,000 New Construction — Residential SFR
(metro areas only--no rural)
Up to 65 of total project cost. NOT based on % of finished value Up to 65% of total project costs. NOT based on % of finished value ------------ Not Available New Construction — Commercial
Up to 65% of of total project cost. NOT based on % of finished value Up to 65% of of total project cost. NOT based on % of finished value ------------ --Other states: minimum loan of $500,000 Residential improved subdivision lots – 1st TD only
(no rural, remote, non-entitled, or AGRI zoning. Not intended for developer financing)
Up to 50% with all utilities to lot line
Proof of income and good credit required Up to 50% with all utilities to lot line
Proof of income and good credit required No Cash-Out on lots / land
No Cash-Out on lots / land
Not Available Commercial vacant land / lot – 1st TD only
See Other Land Loans
Metro - Urban commercial lots only--no rural
Up to 50% with all utilities to lot line
Proof of income and good credit required Up to 50% with all utilities to lot line
Proof of income and good credit required
No Cash-Out on lots / land
No Cash-Out on lots / land Not Available
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