Civic Financial Services

Phone:  (310) 504-3618

Address: 2015 Manhattan Beach Blvd, Suite 106, Redondo Beach, CA 90278

Website: http://civicfs.com

Email: [email protected]

States They Lend In: AZ, CA, CO, FL, HI, ID, OR, TX, WA & GA.

 

General Guidelines

 

• Non-owner Occupied Only
• Purchase, Refinance, Cash Out, Rehab
• Loans Up to 75% LTV
• $100K-$5 Million
• SFR, 1-4, 5+, Condos
• Interest Only Payments
• Stated Income/Bank Statements Only
• No Minimum FICO Requirements

 

Loans:

1 Year

• 9.5–10.5%
• This is a great program for investors that fix & flip properties quickly.
• Interest Only payments for a 12 month term with balloon payment due at end of term.
• The loan has a minimum period of 4 months interest payments.

2 Year

• 8.99–9.99%
  • A two-year term gives you the flexibility to fix & flip, buy & hold, engage in an extended rehab, or even qualify for a conforming loan down the road.
• Interest Only payments for 24 month term with balloon payment due at end of term.
• The loan has a minimum period of 12 months interest payments.

4 Year

• 8.99–9.99%
• This is a great solution for investors seeking a longer term, buy & hold strategy who cannot obtain traditional mortgage financing.
• Interest Only payments for 48 month term with balloon payment due at end of term.
• The loan has a minimum period of 24 months interest payments.