Benucci Capital

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Address: Centreville, VA



States They Lend In: Virginia, Washington DC, Maryland, South Carolina and Florida



Are you direct lenders?
Yes. We are direct private lenders. We are not brokers.


How fast can you close a deal?
Once we have approved a deal and borrower wishes to move forward, we issue a Commitment Letter which details our loan terms and conditions. Borrower has to sign it and return to us. Upon our receipt of said letter, we can typically close within 10 to 14 days (barring any unforeseen issues with title and/or property inspection).


Where do you lend?
Virginia, Washington DC, Maryland, South Carolina and Florida


Do you lend on “as is” value or future value?
Both. If a property does not need repairs, we will lend up to 70% of the “as is” value. If property does need repairs, we will lend up to 70% of ARV (after repair value).


How do you calculate property value?
We look at sold comparables, DOM (days on market) and active listings to help us figure out value. Our target price range is a 90-day sales price.


Do you look at credit scores?
No. Credit scores are not a factor for approval. While we pull a credit report for each borrower, we do not evaluate trade lines or credit scores. We do, however, review the “Public Records” section to make sure there are no open judgments, liens, and/or bankruptcies.


Do you escrow for repairs?
Yes. We place repair money into an escrow account at settlement and reimburse you in draws (as the work is completed).



Types of Properties and Deals We Do:

  • Residential Rehab (Non-owner occupied)
  • Commercial (Office, Retail, Warehouses, Mixed-Use, Gas Stations)
  • Condo Conversions
  • New Construction (from ground up)
  • Vacant Land / Land Development
  • Unlimited Cash Out Re-fi’s
  • High end residential properties


Loan Terms


Note: None of our loans have pre-payment penalties and we do not require income docs, tax returns, or bank statements. All credit types are considered (approvals are based on property).


Residential Rehab Loans
Benucci Capital will lend you the money for the acquisition and renovation of residential distressed properties. We also do cash out refinancing.

  • Between 50-70% LTV based on ARV
  • 9-month balloon note (longer terms case-by-case)
  • Repair money escrowed and released in draws
  • Non-owner occupied only


Other Loan Features

  • All our loans are equity-based
  • No pre-payment penalties
  • No minimum loan amount up to $5 million
  • No personal financial information is required (no income tax returns, no pay stubs, no proof of funds)
  • No employment verification
  • No minimum credit score requirement (all credit types considered)
  • Experience is not required for approval
  • 24-hour loan review process
  • Fast closings (usually within 10-14 days)
  • Repair money is held in escrow and reimbursed to borrower (in draws) as work is completed

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