Don’t Create A Retirement With Great Biceps But Girlie Legs

Don’t Create A Retirement With Great Biceps But Girlie Legs Many years ago one of my mentors asked me how I stayed in such good physical condition. He’d let himself go a bit, and didn’t want it to get, as he put it, outa hand. I gave him a beginning program which startled him. It included cardio work, resistance training, and consistent participation in a sport he happened to like. “Why all these things? Why can’t I just do some pushups and walk every day?” In fact, he probably … [Read more...]

A Prediction Come True — Oldest Boomers Facing Dilema

For several years now I’ve been virtually beggin’ folks, especially Boomers, to gut their 401Ks and the like, with rare exceptions. There are several reasons they’re a fail from the get-go, most of ‘em don’t need the others to be convincing, either.1. Over a 25-35 year period, most Americans save about $75-150,000 on income taxes via their annual pre-tax contributions. Yet, if they were successful in building a two comma balance (which 99%+ won’t, of course), their retirement income … [Read more...]

Real Estate Investing For Retirement Income Isn’t A Plan

Real Estate Investing For Retirement Income Isn’t A PlanI’ve learned over the years that most folks consciously opt for a retirement ‘plan’. This usually occurs to them as a good idea whenever they’ve reached a milestone — which to them signals a pivot point in their lives. With some it’s an age, usually between 30-45. For one client it was when their first born started high school. For a large minority it’s not wanting to retire as their parents have, which I can completely … [Read more...]

Investing and Retirement Planning

Investing and Retirement PlanningI learned very early on that many real estate veterans are big fans of note investments.  It wasn’t until I had seen enough toilets, tenants and trash that I understood what they were getting at…… the consistent cash flow that comes from the note!!I want to give you another perspective to consider in your investing business, note sales. The government and financial advisers will often tell you the best way to prepare for retirement is to invest in … [Read more...]

How to Lower your taxes For The Investor!

 How to Lower your taxes For The Investor! I’ve learned most tax preparers definitely aren’t proactive in digging for tax savings beyond the normal deductions. You’ll notice a common denominator here. It’s not difficult to spread many taxable events over a couple different tax years — while gettin’ all the money in the next six weeks. Some examples for ya.  1. You’ve decided to take the money from your 401k or IRA in order to invest elsewhere.  Instead of doin’ it all this … [Read more...]