http://www.freedommentor.com Thu, 08 Dec 2011 05:50:44 +0000 hourly 1 http://wordpress.org/?v=3.3 http://www.freedommentor.com/the-short-sale-game/#comment-196 shruthi Thu, 08 Dec 2011 05:50:44 +0000 http://www.freedommentor.com/a-niche-in-the-short-sale-game/#comment-196 Nice post!Thank you for sharing.. Nice post!Thank you for sharing..

]]> http://www.freedommentor.com/real-estate-investors-pay-more-for-investments/#comment-179 Dan Simon - Charleston SC Real Estate Fri, 02 Dec 2011 15:06:50 +0000 http://www.freedommentor.com/why-real-estate-investors-pay-more-for-investments-with-lower-returns/#comment-179 Great points, thanks for posting. Great points, thanks for posting.

]]> http://www.freedommentor.com/hafa-failure/#comment-164 Kat Sat, 26 Nov 2011 00:28:10 +0000 http://freedommentor.com/?p=1354#comment-164 Some of us are not so lucky. We can afford our mortgage, but due to job difficulties had to take a job 540 some miles from home that we lived in for over 10 years. Due to healh related issues at a very young age with a family of four a second mortgage was taken out. Later we turned it back to one. We now live with my parents in hoping to sell the home that is now worth less then we paid for it over ten years ago. With our financial hardship of both parents on separte occasions needing heart surgery due to congenital heart defects and now having to move due to job related issues we are stuck in a very unfortunate situation. We are still paying our mortgage at a distance. We will have our pristene credit ruined now due to a shortsale and may never be able to buy again. Thank you government for lending to people who could not pay the mortgages causing the balloon of the housing market and then the fall out. Our home should not be worth less then what we paid for it over ten years ago even with our financial harship due to heart surgery. Without the fall out we would not be selling a short sale, but just a regular sale of a home worth what it should be worth. We are good people stuck in a very unfortunate situation. If anyone knows of a happy light with some ray of good please let us know. Some of us are not so lucky. We can afford our mortgage, but due to job difficulties had to take a job 540 some miles from home that we lived in for over 10 years. Due to healh related issues at a very young age with a family of four a second mortgage was taken out. Later we turned it back to one. We now live with my parents in hoping to sell the home that is now worth less then we paid for it over ten years ago. With our financial hardship of both parents on separte occasions needing heart surgery due to congenital heart defects and now having to move due to job related issues we are stuck in a very unfortunate situation. We are still paying our mortgage at a distance. We will have our pristene credit ruined now due to a shortsale and may never be able to buy again. Thank you government for lending to people who could not pay the mortgages causing the balloon of the housing market and then the fall out. Our home should not be worth less then what we paid for it over ten years ago even with our financial harship due to heart surgery. Without the fall out we would not be selling a short sale, but just a regular sale of a home worth what it should be worth. We are good people stuck in a very unfortunate situation. If anyone knows of a happy light with some ray of good please let us know.

]]> http://www.freedommentor.com/welcome/freedom-club/get-rich-with-real-estate-video/#comment-129 emmanuel Mon, 14 Nov 2011 20:19:51 +0000 http://freedommentor.com/#comment-129 Your presentation was great! Your presentation was great!

]]> http://www.freedommentor.com/warnie-from-chattanooga-tn/#comment-121 Luke Berry Mon, 07 Nov 2011 16:41:35 +0000 http://freedommentor.com/?p=1015#comment-121 My name is Luke from Chattanooga. I am very interested in this program! My name is Luke from Chattanooga. I am very interested in this program!

]]> http://www.freedommentor.com/thomas-from-seattle-wa/#comment-112 sweez Sun, 30 Oct 2011 05:20:04 +0000 http://freedommentor.com/?p=995#comment-112 Selling just 2 homes a month is more than a full time job. Thomas must of an incredible streamlined process to be able to do that and serve in the Military. Good job Thomas and keep it up. Selling just 2 homes a month is more than a full time job. Thomas must of an incredible streamlined process to be able to do that and serve in the Military. Good job Thomas and keep it up.

]]> http://www.freedommentor.com/hafa-failure/#comment-83 Freedom Mentor Thu, 04 Aug 2011 01:49:03 +0000 http://freedommentor.com/?p=1354#comment-83 Hans, your situation is difficult because it sounds like you can afford the payments. Short refinances and principal reduction loan modifications are becoming an option for borrowers (consult an attorney to see what options you may have available) but right now, only borrowers with a verifiable hardship can qualify. And you're also right that some borrowers who stopped making payments years ago are still living in their homes for free due to difficulities loan servicers are having foreclosing, especially BoA. You're not alone. It's troubling. This is where "Strategic Defaults" have been cropping up, especially in California. Borrowers who can afford their payments are simply suspending future payments, full well knowing that it will damage their credit, but weighing their options and considering living for free for a year or so, better than paying and maintaining their credit. But Banks are not happy with that sort of behavior and it is creating more consequences than these strategic default participants realize. Again, consult an attorney as to your options. Hans, your situation is difficult because it sounds like you can afford the payments. Short refinances and principal reduction loan modifications are becoming an option for borrowers (consult an attorney to see what options you may have available) but right now, only borrowers with a verifiable hardship can qualify. And you’re also right that some borrowers who stopped making payments years ago are still living in their homes for free due to difficulities loan servicers are having foreclosing, especially BoA. You’re not alone. It’s troubling. This is where “Strategic Defaults” have been cropping up, especially in California. Borrowers who can afford their payments are simply suspending future payments, full well knowing that it will damage their credit, but weighing their options and considering living for free for a year or so, better than paying and maintaining their credit. But Banks are not happy with that sort of behavior and it is creating more consequences than these strategic default participants realize. Again, consult an attorney as to your options.

]]> http://www.freedommentor.com/hafa-failure/#comment-82 Freedom Mentor Thu, 04 Aug 2011 01:42:35 +0000 http://freedommentor.com/?p=1354#comment-82 Great point Donna. Great point Donna.

]]> http://www.freedommentor.com/hafa-failure/#comment-81 Freedom Mentor Thu, 04 Aug 2011 01:42:07 +0000 http://freedommentor.com/?p=1354#comment-81 It's difficult to help them all. The only people you can truly help are those that are seeking out help. For all of those who refuse assistance, it's difficult to convince them. Over the years, we have found it best to only focus time on those people who truly want our help. Sadly, we don't have the time to convince the others of the value of our assistance. Hopefully this little tip may help you become mroe successful in the short sale business. It’s difficult to help them all. The only people you can truly help are those that are seeking out help. For all of those who refuse assistance, it’s difficult to convince them. Over the years, we have found it best to only focus time on those people who truly want our help. Sadly, we don’t have the time to convince the others of the value of our assistance. Hopefully this little tip may help you become mroe successful in the short sale business.

]]> http://www.freedommentor.com/hafa-failure/#comment-80 Freedom Mentor Wed, 03 Aug 2011 19:09:43 +0000 http://freedommentor.com/?p=1354#comment-80 Let us know how it goes. Good luck! Let us know how it goes. Good luck!

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